Pre Retirement Planning
Projects assets at retirement in either nominal or today’s dollars for individuals under the age of 55.
A TTR strategy projection that shows the gain in account value over a number of years.
A TTR strategy projection for the 2011-12 year that allows precise optimisation of the drawdown percentage.
Post Retirement Planning
For retirees above pension age can be used to ensure maximum entitlement is obtained subject to capital usage constraints. Also useful to show sources of retirement income.
Calculates an estimate of age pension entitlements to check current rate being paid by Centrelink.
Calculates both single and joint life survival probabilities to assist in planning required payment duration in retirement.
How the anticipated age at death advances with the passage of time for survivors. Used for rebalancing strategy.
When will the money run out. Can be used to calculate sustainable level of payment for the buffer approach.
Limited recourse loan vs direct
Calculates the minimum required for an account based pension
Apportions expenses, taxes and earnings amongst members
Calculations based on the ATO ID 2010/5 formula